Smart Shopping Made Simple

Layaway

Secure the items you want today and pay over time with our flexible layaway program. No credit checks, no interest charges –

just an affordable way to make your purchases work with your budget.

A pawn loan is a simple, short-term secured loan where you use an item of value as collateral. The process is straightforward: no lengthy applications, no credit checks, and no waiting periods. You get the money you need immediately.

How It Works

What Exactly Is a Layaway?

With our layaway plan, you can spread your payments for over 10 months while you stick to your budget. Also, our plan will give you the option to pay for things gradually and eventually take ownership of them after full payment. But most importantly and on top of all these, you are able to avoid high interest rates and debt on credit cards.

+5 Reasons To Get a Pawn Loan

Items You Can Layaway On

Pawn shops accept a wide variety of valuable items as collateral:

Jewelry

Gold & Silver

Bullion

Coins

Electronics

Tools

Handbags

Jewelry

Gold & Silver

Bullion

Coins

Electronics

Tools

Handbags

Handbags

Handbags

Smart Financial Choice

How Does Our Layaway

Program Work?

Our layaway program is perfect for planning ahead and budgeting

for life's important moments and celebrations.

Our layaway program is perfect for planning ahead and budgeting for life's important moments and celebrations.

Step 1

Bring Your Items

Visit our Dallas location with your jewelry, watches, or precious metals. Our comfortable, private environment ensures a respectful experience every time.

Step 2

Free Appraisal

With your best assured your items will be taken care of and stored with care until you are ready to pick them up and take them with you.

Step 2

Take Your New Item Home

With your best assured your items will be taken care of and stored with care until you are ready to pick them up and take them with you.

Step 1

Choosing An Item From Our Huge Inventory

All it takes is just a few minutes of your time and a few clicks to process it. You will only need to pay 10% of the value as a down payment.

still not sure?

Get a Layaway

On Your Favourite Items!

We stand behind the quality of our products and services. If, for any reason, you are not completely satisfied with your purchase or experience, please contact our dedicated customer service team.

We stand behind the quality of our products and services. If, for any reason, you are not completely

satisfied with your purchase or experience, please contact our dedicated customer service team.

10% Down

10% Monthly Payments

For 10 months

Frequently asked questions

You've Got Questions?

We've Got The Answers...

How do I sell my gold at Patriot Pawn N Shop?

Selling your gold is simple. Bring your gold items to our store for a free evaluation, receive a cash offer, and get paid on the spot if you accept.

What types of gold items do you buy?

We buy a variety of gold items including jewelry, coins, bullion, dental gold, and scrap gold. If you’re unsure, bring it in, and we’ll assess it for you.

How is the value of my gold determined?

Our expert appraisers evaluate your gold based on its weight, purity, and current market prices. We use state-of-the-art tools to ensure an accurate assessment.

Do I need an appointment to sell my gold?

While appointments are recommended for faster service, walk-ins are always welcome. Scheduling an appointment ensures a quicker and more personalized experience.

How quickly will I get paid?

You will receive payment immediately after you accept our offer. We provide instant cash payouts, so there’s no waiting period.

What if I want to buy back my gold later?

We offer flexible repurchase options. You can buy back your gold within a specified time frame. Details and terms will be discussed during the transaction.

Is there a minimum or maximum?

There’s no minimum or maximum. We buy gold in any quantity, from a single piece of jewelry to larger collections.

How do I know I’m getting a fair price?

We pride ourselves on transparency and fairness. Our appraisers explain the evaluation process and offer competitive prices based on the latest market trends.

What safety measures do you have?

Your gold is securely stored in a safe environment during the evaluation process. Our premises are equipped with advanced security systems to ensure your valuables are protected.

Can I get a quote over the phone or online?

We can provide a preliminary estimate based on your description, but a physical evaluation is required for an accurate quote. Visit our store for a detailed assessment.

Patriot Pawn-N-Shop.

Copyright 2025, All Rights Reserved.

Dallas, GA

+1 770-525-0736

Monday – Friday: 09:00AM – 05:00PM

Saturday: 9:00am – 03:00pm

Sunday: Closed

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