Buying Made Easy
Pawn Loan
A pawn loan is a simple, short-term secured loan where you use an item of value as collateral. The process is straightforward:
no lengthy applications, no credit checks, and no waiting periods. You get the money you need immediately.
A pawn loan is a simple, short-term secured loan where you use an item of value as collateral. The process is straightforward: no lengthy applications, no credit checks, and no waiting periods. You get the money you need immediately.
+5 Reasons To Get a Pawn Loan
Why You Should
Pawn at a Pawn Shop?
1. Lightning-Fast Cash Access
When you need money today, pawn loans deliver. Unlike traditional banks that can take days or weeks to process applications, pawn shops provide cash within minutes. You walk in with your item, get it evaluated, and leave with money in hand – often in under 30 minutes.
2. No Credit Check Required
Your credit score doesn't matter with pawn loans. Whether you have excellent credit, poor credit, or no credit history at all, you're still eligible. The loan is secured by your collateral, so your financial past isn't a factor in getting approved.
3. Keep Your Privacy Intact
Pawn loans are discreet and confidential. There's no need to explain your financial situation, justify why you need the money, or provide personal financial documents. Your business stays your business.
4. No Impact on Your Credit Score
Since pawn shops don't report to credit bureaus, taking out a pawn loan won't affect your credit score – whether you pay it back on time or not. This makes it an excellent option for those protecting their credit rating.
5. Flexible and Forgiving Terms
When you need money today, pawn loans deliver. Unlike traditional banks that can take days or weeks to process applications, pawn shops provide cash within minutes. You walk in with your item, get it evaluated, and leave with money in hand – often in under 30 minutes.
still not sure?
What Items Can You Use
for a Pawn Loan?
What Items Can You Use for a Pawn Loan?
We stand behind the quality of our products and services. If, for any reason, you are not completely satisfied with your purchase or experience, please contact our dedicated customer service team.
Jewelry
Gold & Silver
Authenticated & quality-inspected pieces at exceptional prices.
Tested and verified precious metals at fair market rates.
Bullion
Coins
Certified authentic bullion with proper documentation.
We stand behind the quality of our products and services.
Electronics
Tools
Certified authentic bullion with proper documentation.
We stand behind the quality of our products and services.
Jewelry
Authenticated & quality-inspected pieces at exceptional prices.
Gold & Silver
Tested and verified precious metals at fair market rates.
Bullion
Certified authentic bullion with proper documentation.
Coins
We stand behind the quality of our products and services.
Electronics
Authenticated & quality-inspected pieces at exceptional prices.
Tools
Tested and verified precious metals at fair market rates.
Quick Cash Loans Without the Hassle
How Pawn Loans Work:
Simple 4-Step Process
At Patriot Pawn-N-Shop, we make borrowing simple, confidential, and stress-free.
No credit checks, no lengthy applications—just fast cash when you need it most.
Step 1
Bring Your Items
Visit our Dallas location with your jewelry, watches, or precious metals. Our comfortable, private environment ensures a respectful experience every time.
Step 2
Free Appraisal
Our experienced appraisers will evaluate your items right in front of you, explaining their value and answering any questions. No hidden fees or complicated terms.
Step 3
Get Your Cash
Once you accept our offer, receive immediate cash with simple, transparent loan terms. We offer competitive rates and flexible repayment options to fit your needs.
Step 4
Redeem or Extend
Return anytime within your loan period to reclaim your items by repaying the loan amount plus interest. Need more time? Simply pay the interest and extend your loan.
Step 2
Free Appraisal
Our experienced appraisers will evaluate your items right in front of you, explaining their value and answering any questions. No hidden fees or complicated terms.
Step 4
Redeem or Extend
Return anytime within your loan period to reclaim your items by repaying the loan amount plus interest. Need more time? Simply pay the interest and extend your loan.
Step 1
Bring Your Items
Visit our Dallas location with your jewelry, watches, or precious metals. Our comfortable, private environment ensures a respectful experience every time.
Step 3
Get Your Cash
Once you accept our offer, receive immediate cash with simple, transparent loan terms. We offer competitive rates and flexible repayment options to fit your needs.
Ready to Get Cash Today?
We stand behind the quality of our products and services. If, for any reason, you are not completely
satisfied with your purchase or experience, please contact our dedicated customer service team.
Frequently asked questions
You've Got Questions?
We've Got The Answers...
How do I sell my gold at Patriot Pawn N Shop?
Selling your gold is simple. Bring your gold items to our store for a free evaluation, receive a cash offer, and get paid on the spot if you accept.
What types of gold items do you buy?
We buy a variety of gold items including jewelry, coins, bullion, dental gold, and scrap gold. If you’re unsure, bring it in, and we’ll assess it for you.
How is the value of my gold determined?
Our expert appraisers evaluate your gold based on its weight, purity, and current market prices. We use state-of-the-art tools to ensure an accurate assessment.
Do I need an appointment to sell my gold?
While appointments are recommended for faster service, walk-ins are always welcome. Scheduling an appointment ensures a quicker and more personalized experience.
How quickly will I get paid?
You will receive payment immediately after you accept our offer. We provide instant cash payouts, so there’s no waiting period.
What if I want to buy back my gold later?
We offer flexible repurchase options. You can buy back your gold within a specified time frame. Details and terms will be discussed during the transaction.
Is there a minimum or maximum?
There’s no minimum or maximum. We buy gold in any quantity, from a single piece of jewelry to larger collections.
How do I know I’m getting a fair price?
We pride ourselves on transparency and fairness. Our appraisers explain the evaluation process and offer competitive prices based on the latest market trends.
What safety measures do you have?
Your gold is securely stored in a safe environment during the evaluation process. Our premises are equipped with advanced security systems to ensure your valuables are protected.
Can I get a quote over the phone or online?
We can provide a preliminary estimate based on your description, but a physical evaluation is required for an accurate quote. Visit our store for a detailed assessment.
Patriot Pawn-N-Shop.
Copyright 2025, All Rights Reserved.
Dallas, GA
+1 770-525-0736
Monday – Friday: 09:00AM – 05:00PM
Saturday: 9:00am – 03:00pm
Sunday: Closed